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Pensions in Norway : ウィキペディア英語版
Pensions in Norway
Pensions in Norway fall into three major divisions; State Pensions, Occupational Pensions and Individual or personal Pensions.
== State pensions (Alderspensjon) ==
All Norwegians citizens are entitled to get a state pension from the age of 67 in accordance with the Norwegian National Insurance Act (Folketrygdloven). The state pension is paid in full to Norwegian citizens who have lived in Norway for at least 40 years after the age of 16 and in lesser amounts to Norwegian citizens who have lived less time in the country (see Minimal state pension (Minstepensjon)).
The State Pension is calculated according to what the individual has previously earned from ages 16 to 67. The calculation is made by The Norwegian Labour and Welfare Administration (NAV).
The financing of the state pensions is based on a "Pay as you go" system. This means that today's work force is making the payments for the current retirees. The demographic structure in Norway suggests that in the future there will gradually be significantly fewer persons working in proportion to each retired pensioner.
The state pension is divided into three different parts, Public pension base rate (which everyone gets), Special supplement and Dependents supplement. Altogether this makes up the state pension scheme.
* Public pension base rate (called "Grunnpensjon" or "G") - a base rate used as the basis for calculating the Norwegian state pension. The Public pension base rate is adjusted annually and is approved each year by the Norwegian parliament on the basis of the negotiations made in the annual insurance settlement. As of May 1, 2014, the amount of the Public pension base rate was 88,730 NOK per year.
* Special supplement (called "Særtillegg") - is given to retirees who have earned little or no additional pension in the National Insurance pension scheme. If the individual has managed to earn an additional pension which is at least as large as the special supplement, they would not be able to get the special supplement. If the additional pension scheme is less than the special supplement, the difference between the two is paid in the special supplement. The size of the special supplement will depend on whether the pensioner is single, has a spouse/partner/partner who is also receiving a pension, or if they are the breadwinner of the household. If the individual provides for a spouse who is over 60 years old, they would get the highest special supplement.
* Dependents supplement (called "Forsørgingstillegg") - is given to retirees who support a spouse with no income and/or children under the age of 18.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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